FINANCING
Financing
Flexible payment solutions designed to help you own a home at Ville Verte with confidence.
OUR DIFFERENCE
Built Differently. Designed for Better Living.
Flexible payment options to suit your profile.
Cash
Pay in full and move faster, with no financing approval or interest costs to factor into your budget.
Bank Financing
Put 20% down and finance the balance with a home loan from your bank.
VEFA
(Off-plan, pre-construction sale)
Pay in stages as construction advances, from 10% at reservation to 5% at handover.
Rent to Own
Put 30% down, pay a further 20% over 24 months, then spread the balance over 10 years.
VEFA Flex
(Off-plan, pre-construction sale)
Put 25% down, then spread the remaining 75% over 24 to 60 months from the start of construction.
YOUR JOURNEY, MADE SIMPLE
How the Process Works
Easily book your home and get the keys.
Reserve Your Home
Pay a small reservation fee to hold your chosen unit while you finalize your financing.
Financing Approval
Our team connects you with a partner bank or financing option that fits your budget.
Contract & Purchase
Sign your purchase agreement and complete payment according to your chosen plan.
Move Into Your Home
Receive your keys and move in, or begin renting the home out from day one.
RELIABLE SUPPORT
Trusted Financing Partners
Connect with financing partners to find the right solution for your Ville Verte home.
PLAN YOUR PURCHASE
See What You Could Pay Each Month
Choose the down payment you have in mind. We show the lowest monthly payment for the apartments and villas available today.
Estimate Your Monthly Payment
12,000,000FCFA
Apartments from
385,700
FCFA per month
Villas from
1,894,063
FCFA per month
- Based on homes available today, from 40,000,000 FCFA
- Indicative payment over 10 years
- Several purchase plans available
Please note: these figures are indicative and are not a financing offer. Your consultant will confirm the plan that fits your situation.
GET ANSWERS
Financing FAQs
Can international buyers apply for financing?
Yes. The four purchase plans (cash, bank financing, VEFA and VEFA Flex, rent to own) are open to buyers in Senegal and abroad. For a bank loan, your consultant can put you in touch with our financing partners; the conditions depend on the bank and on your situation.
Which financing option is right for me?
It depends on your down payment and on how quickly you want to pay. Cash is the fastest. Bank financing needs 20% down and a loan for the balance. VEFA spreads the price over the construction stages, from 10% at reservation to 5% at handover. VEFA Flex starts with 25% down and spreads the remaining 75% over 24 to 60 months. Rent to own starts with 30% down, then 20% over 24 months, then the balance over 10 years. Use the simulator above to see what you could pay each month.
How does VEFA work?
VEFA is an off-plan purchase: you buy the home before it is built and pay in stages as construction advances. For an apartment: 10% at the reservation contract, 15% at the start of works, 15% at the foundations, 10% at each of the first three floor slabs, 5% when the building is watertight, 10% when it is weatherproof, 10% at completion and 5% at handover. For a villa: 10% at the reservation contract, 20% at the start of works, 20% at the ground-floor slab, 20% at the first-floor slab, 20% at the start of tiling, 5% at the start of painting and 5% at handover. The Read More link on the VEFA card shows both schedules.
What documents are required?
A valid identity document (passport or national ID card) for the reservation and the purchase contract. For bank financing, the bank asks for proof of income (payslips or tax returns), recent bank statements and proof of address. Your consultant gives you the exact list for your situation.
Can I repay my financing early?
Yes. With VEFA, VEFA Flex and rent to own, you can pay the remaining balance ahead of schedule; ask your consultant for the terms. With a bank loan, early repayment follows the conditions of your bank.
When do monthly payments begin?
With VEFA Flex, monthly payments begin when construction starts, after the 25% down payment. With rent to own, the 24 monthly payments begin after the 30% down payment, then the balance is spread over 10 years. With a bank loan, repayments follow the schedule of your bank. With VEFA, there are no monthly payments: you pay at each construction stage.